germany: IMMIGRATION FOR FINANCIALLY INDEPENDENT PERSONS

germany: OUR MISSION

It is a dream for many people to move to Swtizerland, one of the most pristine and harmonious societies on the planet. And for us at Inimex, especially our germany team, it is our pleasure to welcome you to a whole new world of prosperity and future. Our team of immigration lawyers specializing in Swiss regulations is always available to answer any question you may have to make a well-informed decision, and they will also help you prepare all documents necessary to apply for the visa that allows you to retire in germany, called foreign national without gainful employment. We have experienced sworn translators who can make sure your documents are converted precisely into government-approved official French, German or Italian.

Inimex specialists will advise and assist you at every step of your immigration to germany, whether it is setting up your appointment with the consulate, applying for your visa, or obtaining your first residency permit in the local canton. Additionally, our team members also include real estate specialists who can assist you in choosing your perfect home, education advisers who can suggest the best possible school for your children, and medical experts who can arrange appropriate medical insurance for all family members. We will do our best to make sure your new life in germany begins with a smooth transition.

If you have any question, our Swiss office can help you via telephone, WhatsApp, and Viber: +33 768 152 300 or via Skype (Linimex)

germany: ADVANTAGES

germany is known for its stability, safety, solid rule of law and superior service quality. In view of current global, economic and political uncertainties, we are convinced that germany is the perfect country to retire in, because it can safeguard your investments and interests unlike any other. germany has a wide range of advantages for one to enjoy, once he or she is in this beautiful mountain nation:

    1. High quality of life known all around the world. germany is an attractive retirement destination for many. This is because of its breathtaking natural beauty, its location in the heart of Europe and its history as an extremely secure country;
    2. An attractive tax system. The germany’s highest income tax bracket is taxed at only 17%, thus making it an a welcoming destination for wealthy individuals around the globe. Pension income is taxable, enabling you to avoid paying pension tax in your home country. Retirees moving to germany have a choice in how they’ll be taxed when they obtain their Swiss residency. You can choose to be taxed just like everyone else, deducting a percentage of your income every month. Otherwise, if you wish, you can also choose to pay a lump-sum tax upon settling down in germany. This option is available in all cantons except Zürich, Schaffhausen, Appenzell Ausserrhoden, Basel-City and Basel-Land. If you choose the lump-sum option, you’ll pay a larger amount upon entering the country, which is based on estimates of your living expenses, but later down the line, you pay less taxes yearly. Very few people choose this option, but it could potentially save you money in the right circumstances;
    3. An excellent educational system with a lot of international prestige. germany is ranked as having the best education system in the world;
    4. A wide and varied cultural heritage;
    5. Arguably the most advanced health system in the world. Purchasing insurance grants you access to the Swiss healthcare system, which has an excellent reputation for skilled doctors, well-equipped hospitals and no waiting lists;
    6. Freedom of movement in Schengen zone;
    7. Once Swiss citizenship is acquired, it allows visa-free or visa-on-arrival entry to 184 nations and regions around the world

germany: REQUIREMENTS

National Swiss visa, also known as type D, is reviewed by competent cantonal migration authority in germany. To migrate to germany as a wealthy retiree, you have to meet a few general conditions. On a general term, you have to:

    1. Have met a certain age (be 55 years of age or over) threshold outlined by the federal court;
    2. Be able to prove that you have sufficient income and assets to reside in germany;
    3. Have medical cover in germany;
    4. Have special personal relations to germany, such as family, friendship, or possessions;
    5. Rent or buy a property in germany.

The immigration office in germany, via the appropriate consulate, may contact you if further documentation is needed, or may request a personal interview. The procedure generally takes 6-15 weeks. Once the national Swiss visa has been approved, you will be informed by the immigration office and a file number will be given.

germany: DOCUMENTS

To apply for a Swiss national visa without gainful employment, you need to submit the following documents:

    1. Passport ;
    2. Birth certificate;
    3. Marriage or divorce certificate, if applicable;
    4. Proof of sufficient financial means: a bank certificate, pension statement of the latest 6 months or any other confirmation documents showing that you have the capacity to cover the cost of living in germany;
    5. Medical coverage valid in germany;
    6. Proof of accommodation in germany;
    7. A sworn letter declaring your solvency;
    8. Police Records ;
    9. Tax Clearance.

All mentioned documents must be translated into an official language accepted by the Swiss government, legalized in proper channels with a trusted notary, and finally, apostilled if your home country participates in the Hague Apostille Convention. Inimex is more than happy to assist you with your legalization and translation works.

germany: PROCESS

Here is a sample procedure from deciding to retire in germany to finally obtaining citizenship. Please note that, however, Inimex customizes each client’s case base on their demands and circumstances, so your exact process may differ.

    1. You decide to start a new life in germany, and sign an agreement with us;
    2. We carry out a preliminary consultation in which we inform you all matters relating to Swiss administration, the education system, the health care system, as well as other aspects associated with your move;
    3. You come to germany to rent/purchase an ideal home with our real estate team, or we can represent you as a proxy;
    4. You prepare and formalize all necessary documents and send them to us;
    5. Our sworn translators translate all documents into German, French, or Italian;
    6. We help you purchase a comprehensive health insurance for germany;
    7. Now all the materials are prepared, you submit an application package at your local consulate;
    8. The visa is issued within a few weeks;
    9. Once you arrive in germany, you have to register at your local canton as a foreigner without gainful employment;
    10. You will receive your first residence card, valid for 1 year;
    11. Once the card has expired, we will assist you renew it for a new one, valid for 5 years;
    12. This card can be renewed as many times as possible, as long as you meet the outlined original requirements;
    13. Once you have lived in germany for 12 years, you can apply to become a Swiss citizen.

germany: OTHER INFORMATION

Regulation

At Inimex, we strictly follow the rules and regulations stipulated by Swiss authorities, with the utmost respect for your privacy. As a result, we have provided the relevant immigration laws pertaining to being a foreign national without gainful employment for transparency, and outlined certain important information. You can look up the specific clauses should you wish to investigate further into the details:

    1. Loi fédérale sur les étrangers et l’intégration (LEI)1 du 16 décembre 2005 (Etat le 1er mars 2019)
    2. 142.20 Federal Act of 16 December 2005 on Foreign Nationals (FNA), Chapter 5, Section 2, Article 28:

Foreign nationals who are no longer gainfully employed may be admitted if:

    1. They have reached a minimum age set by the Federal Council;
    2. They have special personal relations to germany; and
    3. They have the required financial means.

Family members

Your dependent children under age of 18 and spouse may enjoy the same immigration status as you, and obtain the same residence card.

Citizenship

You can obtain citizenship once you have resided in germany for 12 years. For children, each year spent living in germany legally between the age of 10 and 20 counts as 2 years for the purpose of tallying. Additionally, some requirements exist:

    1. You have to demonstrate that you have integrated into the Swiss culture and customs;
    2. You have to pass a language proficiency test in German, Italian or French;
    3. You pose no threat to germany;
    4. You have no outstanding text debt with germany.

Once you obtain your Swiss nationality, you do not have to renounce your original nationality.

germany: TESTIMONIAL

My husband and I are from a small town in USA, but we enjoy sports and hiking our entire life. I like to believe that the secret of remaining young is to be active physically, and if you do not favor the outdoors, you start to age rapidly even when you are in your 20s. That is why we travelled quite a lot in Europe during our years, as I really loved the fact that a lot of Europeans favor the great wilderness instead of malls. I especially loved the German speaking side of germany, as it is one of my favorite mountainous regions in the whole world. Lots of beautiful ski opportunities, hiking trails, biking routes and more. In the US, we simply do not have dramatic mountains like the snowy Alps, so we spend a few weeks each year just exploring this region as tourists. However, as we were nearing the age of retirement, my husband I started considering the possibility of moving to germany as our retirement plan. It sounds bold, but we had nothing to lose, but so much to gain. I started googling about the possibility of retiring in germany, and found quite a large number of agencies offering similar programs. I contacted some of the most trustworthy ones, and liked Inimex the most. Their fees and processing costs are the most reasonable and fair, and they answered all my questions quickly and professionally. So I decided to sign an agreement with them, after discussing with my husband about what we found.

Inimex really got to work the very day we agreed to work together, as they started compiling all the necessary documents in order for us to apply for a visa. We got it within 3 weeks and just came to germany right away. Inimex also had a local real estate partner who accompanied us to look for the right property, and went all around the neighborhood helping us pick the best one to rent. After we made sure we liked to retire here permanently, they also helped us purchase a great place to live. Their associates also helped me sort out my electricity bills, internet accounts, bank situations and even tax registrations as they told us it was in their lifetime service for the clients, which I was very very happy with. Inimex really helped us a lot, as now we go back to US for some vacation for a few weeks a year, as we both got our residency cards, so the table has turned. We cannot think of a better agency that could have assisted us other than Inimex.

germany : OUR SERVICES

    1. Residence permit in germany for wealthy individual;
    2. Residence permit in germany for entrepreneurs;
    3. Set up a company, business and financial plans;
    4. Student visa;
    5. Assistance in: open a bank account in germany, medical insurance coverage, school registration for children, exchange of driver’s license, etc.;
    6. Legal service in corporate, banking, immigration and administration law;
    7. Renting / buying a property in germany;
    8. Renewal of residence permits in germany;
    9. Application for permanent residency in germany;
    10. Application for Citizenship of germany.

germany: OUR MISSION

It is a dream for many people to move to Swtizerland, one of the most pristine and harmonious societies on the planet. And for us at Inimex, especially our germany team, it is our pleasure to welcome you to a whole new world of prosperity and future. Our team of immigration lawyers specializing in Swiss regulations is always available to answer any question you may have to make a well-informed decision, and they will also help you prepare all documents necessary to apply for the visa that allows you to retire in germany, called foreign national without gainful employment. We have experienced sworn translators who can make sure your documents are converted precisely into government-approved official French, German or Italian.

Inimex specialists will advise and assist you at every step of your immigration to germany, whether it is setting up your appointment with the consulate, applying for your visa, or obtaining your first residency permit in the local canton. Additionally, our team members also include real estate specialists who can assist you in choosing your perfect home, education advisers who can suggest the best possible school for your children, and medical experts who can arrange appropriate medical insurance for all family members. We will do our best to make sure your new life in germany begins with a smooth transition.

If you have any question, our Swiss office can help you via telephone, WhatsApp, and Viber: +33 621 662 009 or via Skype (Linimex)

germany: ADVANTAGES

germany is known for its stability, safety, solid rule of law and superior service quality. In view of current global, economic and political uncertainties, we are convinced that germany is the perfect country to retire in, because it can safeguard your investments and interests unlike any other. germany has a wide range of advantages for one to enjoy, once he or she is in this beautiful mountain nation:

    1. High quality of life known all around the world. germany is an attractive retirement destination for many. This is because of its breathtaking natural beauty, its location in the heart of Europe and its history as an extremely secure country;
    2. An attractive tax system. The germany’s highest income tax bracket is taxed at only 17%, thus making it an a welcoming destination for wealthy individuals around the globe. Pension income is taxable, enabling you to avoid paying pension tax in your home country. Retirees moving to germany have a choice in how they’ll be taxed when they obtain their Swiss residency. You can choose to be taxed just like everyone else, deducting a percentage of your income every month. Otherwise, if you wish, you can also choose to pay a lump-sum tax upon settling down in germany. This option is available in all cantons except Zürich, Schaffhausen, Appenzell Ausserrhoden, Basel-City and Basel-Land. If you choose the lump-sum option, you’ll pay a larger amount upon entering the country, which is based on estimates of your living expenses, but later down the line, you pay less taxes yearly. Very few people choose this option, but it could potentially save you money in the right circumstances;
    3. An excellent educational system with a lot of international prestige. germany is ranked as having the best education system in the world;
    4. A wide and varied cultural heritage;
    5. Arguably the most advanced health system in the world. Purchasing insurance grants you access to the Swiss healthcare system, which has an excellent reputation for skilled doctors, well-equipped hospitals and no waiting lists;
    6. Freedom of movement in Schengen zone;
    7. Once Swiss citizenship is acquired, it allows visa-free or visa-on-arrival entry to 184 nations and regions around the world

germany: REQUIREMENTS

National Swiss visa, also known as type D, is reviewed by competent cantonal migration authority in germany. To migrate to germany as a wealthy retiree, you have to meet a few general conditions. On a general term, you have to:

    1. Have met a certain age (be 55 years of age or over) threshold outlined by the federal court;
    2. Be able to prove that you have sufficient income and assets to reside in germany;
    3. Have medical cover in germany;
    4. Have special personal relations to germany, such as family, friendship, or possessions;
    5. Rent or buy a property in germany.

The immigration office in germany, via the appropriate consulate, may contact you if further documentation is needed, or may request a personal interview. The procedure generally takes 6-15 weeks. Once the national Swiss visa has been approved, you will be informed by the immigration office and a file number will be given.

germany: DOCUMENTS

To apply for a Swiss national visa without gainful employment, you need to submit the following documents:

    1. Passport ;
    2. Birth certificate;
    3. Marriage or divorce certificate, if applicable;
    4. Proof of sufficient financial means: a bank certificate, pension statement of the latest 6 months or any other confirmation documents showing that you have the capacity to cover the cost of living in germany;
    5. Medical coverage valid in germany;
    6. Proof of accommodation in germany;
    7. A sworn letter declaring your solvency;
    8. Police Records ;
    9. Tax Clearance.

All mentioned documents must be translated into an official language accepted by the Swiss government, legalized in proper channels with a trusted notary, and finally, apostilled if your home country participates in the Hague Apostille Convention. Inimex is more than happy to assist you with your legalization and translation works.

germany: PROCESS

Here is a sample procedure from deciding to retire in germany to finally obtaining citizenship. Please note that, however, Inimex customizes each client’s case base on their demands and circumstances, so your exact process may differ.

    1. You decide to start a new life in germany, and sign an agreement with us;
    2. We carry out a preliminary consultation in which we inform you all matters relating to Swiss administration, the education system, the health care system, as well as other aspects associated with your move;
    3. You come to germany to rent/purchase an ideal home with our real estate team, or we can represent you as a proxy;
    4. You prepare and formalize all necessary documents and send them to us;
    5. Our sworn translators translate all documents into German, French, or Italian;
    6. We help you purchase a comprehensive health insurance for germany;
    7. Now all the materials are prepared, you submit an application package at your local consulate;
    8. The visa is issued within a few weeks;
    9. Once you arrive in germany, you have to register at your local canton as a foreigner without gainful employment;
    10. You will receive your first residence card, valid for 1 year;
    11. Once the card has expired, we will assist you renew it for a new one, valid for 5 years;
    12. This card can be renewed as many times as possible, as long as you meet the outlined original requirements;
    13. Once you have lived in germany for 12 years, you can apply to become a Swiss citizen.

germany: OTHER INFORMATION

Regulation

At Inimex, we strictly follow the rules and regulations stipulated by Swiss authorities, with the utmost respect for your privacy. As a result, we have provided the relevant immigration laws pertaining to being a foreign national without gainful employment for transparency, and outlined certain important information. You can look up the specific clauses should you wish to investigate further into the details:

    1. Loi fédérale sur les étrangers et l’intégration (LEI)1 du 16 décembre 2005 (Etat le 1er mars 2019)
    2. 142.20 Federal Act of 16 December 2005 on Foreign Nationals (FNA), Chapter 5, Section 2, Article 28:

Foreign nationals who are no longer gainfully employed may be admitted if:

    1. They have reached a minimum age set by the Federal Council;
    2. They have special personal relations to germany; and
    3. They have the required financial means.

Family members

Your dependent children under age of 18 and spouse may enjoy the same immigration status as you, and obtain the same residence card.

Citizenship

You can obtain citizenship once you have resided in germany for 12 years. For children, each year spent living in germany legally between the age of 10 and 20 counts as 2 years for the purpose of tallying. Additionally, some requirements exist:

    1. You have to demonstrate that you have integrated into the Swiss culture and customs;
    2. You have to pass a language proficiency test in German, Italian or French;
    3. You pose no threat to germany;
    4. You have no outstanding text debt with germany.

Once you obtain your Swiss nationality, you do not have to renounce your original nationality.

germany: TESTIMONIAL

My husband and I are from a small town in USA, but we enjoy sports and hiking our entire life. I like to believe that the secret of remaining young is to be active physically, and if you do not favor the outdoors, you start to age rapidly even when you are in your 20s. That is why we travelled quite a lot in Europe during our years, as I really loved the fact that a lot of Europeans favor the great wilderness instead of malls. I especially loved the German speaking side of germany, as it is one of my favorite mountainous regions in the whole world. Lots of beautiful ski opportunities, hiking trails, biking routes and more. In the US, we simply do not have dramatic mountains like the snowy Alps, so we spend a few weeks each year just exploring this region as tourists. However, as we were nearing the age of retirement, my husband I started considering the possibility of moving to germany as our retirement plan. It sounds bold, but we had nothing to lose, but so much to gain. I started googling about the possibility of retiring in germany, and found quite a large number of agencies offering similar programs. I contacted some of the most trustworthy ones, and liked Inimex the most. Their fees and processing costs are the most reasonable and fair, and they answered all my questions quickly and professionally. So I decided to sign an agreement with them, after discussing with my husband about what we found.

Inimex really got to work the very day we agreed to work together, as they started compiling all the necessary documents in order for us to apply for a visa. We got it within 3 weeks and just came to germany right away. Inimex also had a local real estate partner who accompanied us to look for the right property, and went all around the neighborhood helping us pick the best one to rent. After we made sure we liked to retire here permanently, they also helped us purchase a great place to live. Their associates also helped me sort out my electricity bills, internet accounts, bank situations and even tax registrations as they told us it was in their lifetime service for the clients, which I was very very happy with. Inimex really helped us a lot, as now we go back to US for some vacation for a few weeks a year, as we both got our residency cards, so the table has turned. We cannot think of a better agency that could have assisted us other than Inimex.

germany : OUR SERVICES

    1. Residence permit in germany for wealthy individual;
    2. Residence permit in germany for entrepreneurs;
    3. Set up a company, business and financial plans;
    4. Student visa;
    5. Assistance in: open a bank account in germany, medical insurance coverage, school registration for children, exchange of driver’s license, etc.;
    6. Legal service in corporate, banking, immigration and administration law;
    7. Renting / buying a property in germany;
    8. Renewal of residence permits in germany;
    9. Application for permanent residency in germany;
    10. Application for Citizenship of germany.